Portfolios from Previous years: 2025 2024 2023 2022 2021 2020
Feb’26: In Progress
Starting Bank = £56Target Profit = £44
Underdog Racing£0.60 / tip
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The Banker£1.50 / tip
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Jan’26:
Profit: -£44 Bank: £56
Starting Bank = £100Target Profit = £75
The Banker £0.50/pt
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UPDATES:
5Jan: In just 5 days Bank has dropped from £100 to £73 – that about 25% – time to consider reducing stakes over next couple of days.
9Jan: Underdog continues a losing streak – time to reduce stakes from 5p to 3p per point – average bet is now 60p.
Thebanker will remain unchanged.
20Jan: Underdog goes from bad to worse. Thebanker following suit. Stakes reduced again. Underdog down to 30p/bet; Thebanker down to £1.25 / tip.
End-of-Month: Bad month all round with a loss of 44% of the betting bank.
And it shouldn’t have happened! Learn from my mistakes read Personal Portfolio Evolution More Profit WIth Less Effort.
For Feb’26:
No changes to portfolio. Stakes reduced in line with reduced betting bank.
Treating February as a recovery month to get back to £100.
Dec’25:
FOR JAN 2026:
- Starting off where 2025 ended with Underdog Racing Tips and Thebanker.
- Bank is reset to £100.
- Approximately 10% of bank will be bet each day split roughly equally across these two tipsters.
- Underdog Racing Tips: is tipping at 5 tips per day at 20pts per tip (10pt each-ways) – this makes my stakes £0.05/pt ≈ £1 / tip
- Thebanker: is tipping at 2 tips per day at 5pts per tip – this makes my stakes £0.50/pt ≈ £2.50 / tip
- Profit Targets set at the beginning of each month and adopting the Profit Lock approach.
